JPMorgan Chase and Co. is paying billions of dollars in consumer relief to struggling homeowners as part of a settlement it reached. The relief comes in the form of mortgage forgiveness, re-financing, and disaster area lending. JPMorgan Chase so far has provided $2,245,673,500 in consumer relief credit to 111,924 borrowers through Sept. 30, 2014 as part of its $13 billion agreement. The bank may meet its goal before the deadline. Chase must provide the $4 billion in credited relief by Dec. 31, 2017. Citigroup and Bank of America have also entered settlements for their role in the U.S. mortgage crisis.